Close your real estate transactions with confidence and comfort

Title insurance protects a property buyer and their lender from financial loss caused by problems with the property's ownership history. These problems—called 'title defects'—can include unpaid liens, recording errors, undisclosed heirs, fraud, or mistakes in public records that could affect who legally owns the property.

Before closing, a title company searches public records to identify and resolve issues, and the insurance policy then protects against defects that were missed or that arise later. Unlike most insurance, it is paid as a one-time premium at closing and protects the owner for as long as they own the property. It ensures the buyer receives clear ownership rights to the property.